Legal Information

1. Information We Collect

We may collect the following information when you contact us or submit an application:

• Full name, telephone number, and email address
• Mailing address and proof of identity when submitting insurance applications
• Financial information needed to provide appropriate advice
• Technical usage data, such as IP address and browser type, for security purposes

2. How We Use Your Information

• To provide the requested financial and insurance consultations
• To send insurance quotations and document application requests
• To communicate with you about our services and updates
• To comply with Canadian legal and regulatory requirements
• To improve the quality of our services and website

3. Sharing Information with Third Parties

We do not sell or rent your personal information to any third party. We may share your information with partner insurance companies, such as Edge Benefits, GreenShield, and iA Insurance, only with your express consent and only to the extent necessary to complete your request. We may disclose information where required by law or court order.

4. Information Retention and Security

Uploaded documents, such as proof of identity and address, are encrypted and sent directly to the designated compliance email address and are not stored on our servers. We apply appropriate technical and organizational security measures to protect your information.

5. Cookies

Our website uses only technical cookies necessary to operate the site. We do not use third-party marketing or advertising tracking cookies.

6. Your Rights

At any time, you may access the personal information we hold about you, correct it, request its deletion, or withdraw your consent to its use. To contact us about any of these rights, email contact@arab-canada.com.

7. Changes to This Policy

We may update this policy periodically. The date of the latest update will appear at the top of this page. Your continued use of the website after a change constitutes acceptance of the updated policy.

1. Nature of the Content

Content published on this website is for general informational and educational purposes only. It does not constitute formal financial, legal, or tax advice. You should always consult a licensed advisor before making any financial decision.

2. Professional Licensing

CuCuLink Inc. is a life insurance agency licensed by the Financial Services Regulatory Authority of Ontario (FSRA). Arab-Canada - Financial Resource Centre is an initiative of CuCuLink Inc.. Arab-Canada may provide referrals and introductions to independent licensed professionals and service providers for services outside the scope of CuCuLink Inc.’s activities. Those professionals are responsible for their own advice, recommendations, documentation, licensing and regulatory obligations.

3. Limitation of Liability

Arab-Canada - Financial Resource Centre is not responsible for losses or damages arising from reliance on information on this website without obtaining direct advice. Published information may not reflect the most recent regulatory changes.

4. Intellectual Property

All website content, including text, logos, and designs, is the exclusive property of Arab-Canada - Financial Resource Centre. It may not be copied, republished, or used commercially without prior written permission.

5. External Links

This website may contain links to external websites, including partner insurance companies. These links are provided for your convenience only, and we are not responsible for the content or privacy policies of those websites.

6. Governing Law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada. Any dispute will be resolved before the courts with jurisdiction in Mississauga, Ontario.

7. Amendments

We reserve the right to amend these terms at any time. Amendments take effect as soon as they are posted on this page.

1. Consent to Contact

You agree that the Arab-Canada - Financial Resource Centre team may contact you by telephone, email, or text message to respond to your inquiry and provide information and offers related to the requested services.

2. Consent to Collect Information

You consent to the collection and use of your personal information, including your name, telephone number, email address, and uploaded documents where applicable, to provide the requested service and comply with regulatory requirements.

3. Consent to Share Information with Insurance Companies

If you submit an insurance application, you consent to sharing your information and documents with the insurance company you select, including Edge Benefits, GreenShield, iA Insurance, or another provider, to the extent necessary to process your application.

4. Marketing Consent (Optional)

We may send you periodic information about our services, offers, and financial planning news. You may unsubscribe at any time by emailing contact@arab-canada.com with “Unsubscribe” in the subject line.

5. Withdrawing Consent

You may withdraw your consent at any time. Withdrawing consent does not affect the lawfulness of processing that took place before withdrawal. To contact us about withdrawing consent: